On the ROP it highlighted that the ECJ judgment on Dziubaków, although it has relevance for other borrowers, it takes them a reminder of their rights. So you should first complain to the bank, and after rejecting it – go to court. “You can at the same time benefit from professional assistance of the Financial Ombudsman, who can prepare legal expertise (ie. Significant views that are free of charge) for a specific contract when the case is before the court” – written. ROP reminded that since the end of 2016. involved in the affairs of frankowiczów. The decision of the ECJ is the consequence of the questions that came to the ECJ, the Regional Court in Warsaw in 2018. Which dealt with the state loan Dziubaków.zobacz also: Judgment of the CJEU: Credit francs will be able to be converted to a PLN or invalidated [CONTENT OF JUDGMENT] “In 2008, r. couple took a mortgage for 40 years. The Bank gave them a loan in US dollars, but he was indexed (converted) in Swiss francs.

Borrowers brought to the District Court in Warsaw for annulment of the contract due to the unfair provisions concerning the indexing mechanism. According to them, they allow the bank and any unilateral determination of the exchange rate. They claimed that the bank unilaterally determines the balance of the loan, as well as the result of the conversion of the loan installment in the amount of foreign currency in the Polish currency. The Warsaw court had legal uncertainties, so came to the ECJ questions, demanding interpretation of EU law concerning unfair terms in consumer contracts. Is Frankowicz scared foreign investors / ** / (function (d, s, d) {var js = vtjs d.getElementsByTagName (s) [0]; if (d.getElementById (d)) return; js = d.createElement (s); js.id = id; js.src = “https://videotarget.pl/v1/sdk.js” vtjs.parentNode.insertBefore (js vtjs)} (document, “script”, ” VT-SDK “)); / ** / Few act born in such pain, as the amendment of the law on protection of animals by the PiS. Members of the project submitted to the Parliament in November 2017.

It seemed that the work will go smoothly – a document piloted a close associate of Christopher Czabański Jaroslaw Kaczynski, and the chairman of the PiS is known for its great sympathy for zwierząt.zobacz also amendment to the Act on the Protection of Animals: Local governments they fear about the cost “Although the matter bogged down for months, and the document is still only a draft, and not the law. Initially, the new regulations have since banned fur farming and circus shows involving animals. Ultimately, however, it has been withdrawn, and the cost of postponing the adjustment and go to the far-reaching compromises work on the novella has just resumed. See also: The idea for the fight against pseudohodowlami. It will change the definition of a pedigree cat and dog? “Nobody smokes are to be introduced new rules on shelters.

They can not be created by commercial entities, but only government entities or entities having the status of public benefit organizations whose statutory purpose is to protect pets. – is an attempt to eliminate the pathology involving that created huge shelters at several thousand dogs, which has still not secured adequate conditions, care, adoption system. The weekly Gazeta Prawna 08/02/19 Source: Dziennik Gazeta Prawna see a trend that is much worse in shelters commercial. In these municipalities and organizations run by the situation looks much better – explains Cezary Wyszynski foundation of Viva! TEXT ONLY PART OF IT. Read the FULL CONTENT IN TODAY’S ISSUE TGP >>>>>

– We demand from the government to increase the rate of indexation. Only in this way pensioners could enjoy the fruits of economic growth – says Elżbieta Ostrowska, President of the Polish Union of Pensioners and Disabled. Notes that in Poland, regardless of the economic situation there is never money for worthy indexation benefits. – It is surprising, because the government submitted a draft budget bill for next year, boasted that for the first time in 30 years there will be the budget deficit – emphasizes Bogdan Grzybowski, director of social policy OPZZ, a member of the Supervisory Board of the Social Insurance Institution. He adds that this is why the government should as soon as possible to increase the indexation rate by at least 50 percent. real growth of the average salary in the previous calendar year. Source: DGP required half, not one-fifth of Change in the method of indexation of pensions and demands among other things, the “Solidarity”. – We reiterate our earlier postulates that when determining the rate of indexation, take half, and not just one-fifth of real wage growth – explains DGP Nakonieczny Henry, a member of the presidium of the compound responsible for dialogue and negotiations in the Tripartite Commission. Stresses that only such a solution can guarantee an increase in support. – I do not agree with this, that if seniors are to receive 13 also retire in the coming years, the matter is settled.

Once we have a system that increases the benefits to use it – also dodaje.zobacz 13. retirement into question. The government does not provide typed into the budget bill »OPZZ stresses that even agree on the indexation of additional quota for persons receiving the lowest benefits. – The ruling pensioners play the ballot box – notes Turowiecka-Boguslaw Nowak, an independent insurance expert. And I explain: – People received 13. retirement, but it does not affect the amount of benefits in subsequent years. It was paid without any consequences for the future. The situation would be different if the government decided to increase the rate of indexation in part dependent remuneration.

Not only future benefits would be higher, but it would also be difficult to pull out of this way of counting. Complex mechanism of indexation rules are not simple. They are determined by the law of 17 lumps present 1998. On pensions from the Social Insurance Fund (Journal of Laws, i.e. 2018. Item.

1270, as amended.). On the basis of pension and disability system paid from both the employee as well as agricultural and uniformed services are increased, as of 1 March each year. Valorisation involves multiplying the gross amount of the benefit indexation rate. It depends on two elements. The first is inflation, the average consumer price index for households of pensioners or the average consumer price index in total if it is higher than that of the first indicator. The second component depends on operating earnings. The act that the rate of adjustment must be increased by at least 20 percent. real growth of the average salary in the previous calendar year. – Of course, this percentage should be higher – says Bogdan Grzybowski.

And this part of the increase is subject to annual negotiations (in June) carried out in the framework of the Council for Social Dialogue (RDS). If the RDS within 14 days of the presentation by the government to the social partners about the projected macroeconomic sizes (including the size of the inflation rate) as a basis for the development of the budget bill for the next year to increase the amount agreed upon, shall be published in the Polish Monitor. If, as in this year, RDS is not agreed position, the Council of Ministers itself determines the amount of this increase within 21 days of the end of negotiations. See also: From September dorabiających lower limits for seniors »- I do not remember ever managed to negotiate a higher value than the legally specified minimum of 20 per cent. real growth of the average salary in the previous calendar year – said prof. John Klimek School of Economics, Chairman of the team. Social Insurance Council of Social Dialogue.

He explains that this is because they never managed to work out a consensus between unions and employers. – And the government is used, forcing its solution – emphasizes the expert. Difficult to determine the amount of inflation But this is not the end of the doubts about the benefits indexation. The second element is inflation. The government expects the average annual increase in prices of consumer goods and services at 2.5 per cent. While actual inflation emerycka (or basket of goods and services for which seniors spend most of the money) will be known only in February. – Only then you will know, if increased spending households of retired people – says Andrzej Strębski, an independent insurance expert. He added that all must be well aware that compensation for inflation will be paid with delay of almost a year. Why investors are interested in coffee drinking / ** / (function (d, s, d) {var js = vtjs d.getElementsByTagName (s) [0]; if (d.getElementById (d)) return; js = d.createElement (s); js.id = id; js.src = “https://videotarget.pl/v1/sdk.js” vtjs.parentNode.insertBefore (js vtjs)} (document, “script”, ” VT-SDK “)); / ** / The financing agreement was signed today by the rector of Warsaw Medical University prof. dr.

Miroslaw Wielgoś and Sandrine Croset, director of the department dealing with the EIB in northern Europe and the Baltic countries. The Bank will finance more than EUR 100 million to design, construction and equipping of a modern Medical Simulation Center. Center Campus Banach uprising in Warsaw’s Ochota district. Will also be modernized university building at street of Lithuania and the buildings of the Faculty of Pharmacy Street Banach 1. “It’s a big investment of twenty Polish, which sign a contract under the Plan Juncker. Already has 6 consecutive positive decision of the bank and waiting for the signing of the contract. That’s a total of over 10 billion EIB financing for 26 investment. This result gives us fifth place in Europe “- said Deputy Minister of Investment and Development Witold Slowik.

See also: Nightingale: Poland sixth in the EU in terms of support from the Plan Juncker »The cost of the entire project is nearly 250 million. In addition to loans from the EIB, the financial engineering includes 115.3 million of own funds and nearly 26 million of EU funding. “It is important for us is that the university combines various sources of investment. The need to search for such connections we say in our strategy for responsible development. Getting rich as a country, so simple EU subsidies are not always available in such amount as it is now, “- said the Deputy Minister. Jucker plan Juncker plan is prepared by the European Commission and the European Investment Bank plan to boost investment in the European economy in two areas: the wider infrastructure and in the small and medium-sized enterprises. The project is an initiative of Jean-Claude Juncker, President of the European Commission.

The Commission proposed a solution in November 2014. Juncker plan finally started in June 2015. The original plan was to generate investment of 315 billion euros, but 1 January 2018 year he was extended to the end of 2020, and this amount increased to 500 billion euros. A comprehensive economic and trade agreement (CETA) is the most ambitious and progressive agreement in the history of trade between the EU and Canada. Its aim is to remove barriers in areas such as trade in goods and services, regulatory cooperation, intellectual property, public procurement and the mechanism for resolving investment disputes.

At the time of entry into force of the agreement, Canada has lifted 92 per cent. tariff lines for agricultural products and agri-food, the percentage will increase to 93 per cent., when the agreement is fully implemented after a period of seven years the gradual abolition. See also: CETA entered into force. It will be an opportunity or a problem for small businesses? »An important opportunity to discuss the CETA agreement will do my college algebra homework be a meeting with the Ambassador of Canada – Stephen de Boer’em, which will appear on the fifteenth of Dairy Cooperatives Forum 18th – 20th October 2017. Serock and will deliver a lecture. CETA however raises a lot of excitement and controversy, both in our country and throughout the European Union. Opponents warn against the negative effects of the entry into force of this agreement especially in the area of ​​agriculture.

There is a strong fear that Canada could flood Europe dairy products, which in Poland is yet specialized. In fact, this argument is unfounded because the agreement are protected the interests of farmers through the use of tariff quotas (quantitative restrictions) and transitional periods in the progress liberalizacji.Kolejna issue raised by opponents of CETA refers to genetically modified foods GMOs. According to them, these foods without any restriction signs and flood the shelves, also in our country. It is, however, that Canadian exporters will apply EU rules on GMOs. Products that do not meet these requirements can not be imported into the European Union. Simplified procedures are for access to the market kanadyjskiego.Kanada is a very important economic partner for the Polish, because of the continuous growth of Polish exports. See also: MARD: CETA not a direct threat to the Polish agriculture »Data from the Ministry of Industry Canada are clear.

The volume of trade between our countries is growing steadily, the report also confirms the Center for International Relations. Nearly 75 per cent. food production is directed to the internal market, and in recent years, food imports increased by 17 proc.Ponadto in 2015. Polish trade with Canada amounted to 1.49 billion euros, of which exports amounted to approx. 1.1 billion euros. Exports to Canadian agricultural products and food products rank third – 6.5%. Imports of agri-food products also ranks as the third – 12 percent.

FSM Source: Press Materials Participation in this year’s edition confirmed Phil Hogan – EU Commissioner. Agriculture and Rural Development and Jerzy Plewa – Director General of the Directorate-General for. Agriculture and Rural Development (European Commission) .XV Dairy Cooperative Forum held 18th – 20th October 2017. Serock. The application form is available on the conference website: www.forum-mleczarskie.orgzobacz also CETA: Home Canada-EU alliance with GM salmon in the background » The conclusions of the latest report of the Supreme Chamber of Control, which reached the DGP. SCC took a magnifying glass business enterprises 12 municipal plumbing in four provinces (Mazowieckie, Podkarpackie, Śląskie and West) .See also: We have some of the highest prices in Europe for water and sewage »Polish waters will flow to the Constitutional Court» The study emerges picture of the difficult situation of water supply outside large agglomerations. What failed in their case?

First of all, under-funding and lack of proper supervision of local governments – indicates the SCC. “Meeting the needs of the most significant investment in water infrastructure was beyond the financial capacity of rural communities surveyed. Estimated means to perform the necessary tasks would amount to more than 66 million zł for the next five years “- the report says. And this is the amount for which the smallest municipality could not afford.